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Who to start or sit in the queues?
Sit and start is relative and league dependent, so consider some of these suggestions as more "flyers" and "melts" (note that some are targeted for DFS).Good luck with your week 11 lineups.Philadelphia Eagles vs. Cleveland BrownsGetting…
GL events strengthens its liquidity with a bond covenant break and a new loan guaranteed by the…
A group and organizer of international event services, GL events has decided to strengthen the group's liquidity and financial flexibility after obtaining a holiday bond and a new state-guaranteed loan of €164 million from its partners.…
Buyer is concerned about seller seeing pre-approval letter
Ilyce Glink and Samuel J. TamkinQ: Does a real estate agent need to get copies of our pre-approval letter from our lender before taking us house hunting? My concern is that if I make an offer on a house, the agent would provide a copy of a…
Biden’s Covid relief means small businesses can save big on taxes in 2021 | Genetic marks
Thanks to stimulus programs, there are now five ways for little ones to save big on their taxes in 2021…and even get some money back.The signing of the American Rescue Act this week means more than $5 billion has been spent on stimulus…
HUBBELL INC: Entering into a Material Definitive Agreement, Termination of a Material Definitive…
Section 1.01 Entering into a Material Definitive Agreement.
Indenture
On March 12, 2021the Company carried out a public offering of $300 million
aggregate principal amount of its 2.300% senior bonds due 2031 (the "Bonds"). The offering…
Guide Details Help for Families, Workers and Business Owners Under New US Bailout Law
President Joe Biden signed into law the American Rescue Plan Act on Thursday. Senator Brian Schatz has created a guide to the resources and programs available under the new law. Screenshot
U.S. Senator Brian Schatz (D-HI) released a…
What is the best way to sell my used car?
So your clunker looks tired? Have you finished listening to your base model stereo? Looking for something harder, better, faster, stronger? Something that speaks to the enthusiast within? Congratulations on the upgrade decision! We…
The Grand Slam economy is different but it also needs oxygen
By Sudipto GangulyMUMBAI (Reuters) - Holding the Grand Slam tournaments in expensive bio-bubbles may not be sustainable for a second season despite the financial advantage the majors enjoy over other tournaments, the head of the tournament…
Element Fleet Management: A Menu of Interesting Preferred Stocks (OTCMKTS: ELEEF)
Element fleet management (OTC:ELEEF) is a dual listed company (Canada and United States). All item figures are in CAD unless otherwise stated. Presentation of the business model After a series of transformational acquisitions by the…
Senator Mitch McConnell outlines coronavirus relief package with cash payments: NPR
Senate Republicans have introduced a third legislative stimulus package to deal with the economic fallout from the coronavirus. The bill includes cash grants for many Americans and assistance for small businesses.…
Lebanon’s parliament approves World Bank loan to help the poor
BEIRUT (AP) — Lebanon's parliament on Friday approved a $246 million loan from the World Bank that would provide liquidity…
BEIRUT (AP) — Lebanon's parliament on…
Economist predicts weak credit union loan growth in 2020
Drastic downward projections for UC loan programs. (Source: Shutterstock).
Credit unions will see their slowest loan growth since the Great Recession this year as the pandemic-induced recession hits car sales and prevents many members…
Best security film for windows and doors
If you buy something through our links, we may earn money through our affiliate partners. Learn more.Glass provides a visual and spacious spatial atmosphere in homes and buildings that seamlessly blends indoor and outdoor space. The only…
Even with success, “I stayed thrifty”: financial advice from drag queen Shea Couleé
Chicago-based drag performer Shea Couleé, who made it to the final of "RuPaul's Drag Race," has navigated financial difficulties, including cutting student loans. Drag performers may become the epitome of high glamor —…
Tiger Capital Group co-founder predicts dramatic increase in store closures, bankruptcies and asset…
NEW YORK, April 22, 2020 /PRNewswire/ -- COVID-19 will lead to a huge increase in asset disposals in several sectors once the economic recovery begins, advises Dan Kaneco-founder and managing member of Tiger Capital Group, in a podcast…
How Building Black Business Partnerships Advances Diversity and Inclusion
Forging new partnerships and adapting to new circumstances is key to opening up opportunities for Black people. At a time when diversity and inclusion are part of current debates on social agendas, business, justice and politics, it is…
Bundesliga: What makes Bayern Munich historically the most dominant team in Germany?
There aren't many games left in the Bundesliga season and Bayern Munich are in first place, closing in on the title. It seems to be the story of almost every recent…
SL Green Selling Ready 5 times square
Google Maps"width="705" height="439" srcset="https://s11.therealdeal.com/trd/up/2020/08/sl-green-5-times-square-705x439.jpg 705w, https:/ /s11.therealdeal.com/trd/up/2020/08/sl-green-5-times-square-500x312.jpg 500w,…
No, CLOs will not cause the next banking crisis
Secured loan bonds make up less than 1% of all bank securities, but these minor bank holdings recently gained temporary notoriety when investors used an article from The Atlantic as further evidence of the need to sell bank stocks. We…
Revenue matters in emerging markets
By Andrew Ness, ASIP, Portfolio Manager, Franklin Templeton Emerging Markets Equity The resilience of emerging markets in the wake of COVID-19 should come as no surprise, according to Andrew Ness of Franklin Templeton Emerging Markets…
Closing the B2B Credit Gap: AI, Machine Learning
Although the COVID era continues to have an outsized impact on small businesses, frontline credit experts say SMBs have recently begun to take a break when it comes to getting loans through FinTechs and other non-bank lenders. Ken So,…
United Arab Emirates: withdraw 5,000 Dh from immobilized savings? You could lose 50,000 Dh in the…
Dubai: You may have often heard that it is strongly advised to avoid making withdrawals from the retirement account before the agreed blocking period. But when you have no choice but to know how much it really costs you, it will help you…
Leveraged loans take center stage in upcoming stress tests
Leveraged loans are the bogeyman lurking in the latest round of stress tests for big banks.The leveraged loan market, boosted by an increase in secured loan obligations and low interest rates, has ballooned in recent years and now exceeds…
U.S. home loan forbearance rates lowest in two months
(Stock)
Forbearance mortgages fell to their lowest level in two months.
Forborne home loans made up 7.8% of managers' portfolios for the week ending July 12, according to figures released Monday by the Mortgage Bankers Association.…
Nobel laureate calls for a conscious bank
Stanford report, November 17, 2008
By Adam Gorlick
THE Cicero
Muhammad Yunus began providing microloans to impoverished basket weavers in Bangladesh in the mid-1970s.
He helped turn poor women into…
The recovery from the recession has boosted clean energy. And now?
Sunlight shimmered on the shimmering sea of solar panels as dignitaries from government and private industry gathered to flip a giant ceremonial light switch. At 550 megawatts, this sprawling solar farm just hours east of Los Angeles…
Cartel Tycoon Early Access Review: This Is Bat Country
Of course, we've all been there. The DEA won't stop raiding your meth labs. A city gang keeps disrupting your supply lines. Your most trusted lieutenant is threatening to turn you in unless you give him another raise. And all you…
2021 Ford F-150 to debut with up to $3,000 off
Ford's redesigned 2021 F-150 will debut with up to $3,000 off when it arrives this fall. According to a bulletin issued to dealers today, the brand's highly anticipated pickup truck will also offer promotional finance rates.…
Reopening of the mom and dad bank, to help adult children
"But the last thing you want is for your kids to end up taking care of you financially," Ms Heard said. "And, anyway, kids can learn from their own financial struggles."Baby boomers are themselves facing increasing retirement challenges,…
Sons Of Anarchy: Top 10 Characters, Ranked By Wealth
Crime does not pay ? Sons of Anarchy proved that the crime somehow does. However, it only pays until you get arrested or end up dead. These two things must always happen. The critically acclaimed FX series is all about illegal trading…
SoftBank shareholders criticize the company after the elimination of WeWork
SoftBank Group Body
9984 -0.52%
top investors are pressuring the tech conglomerate over its governance and bad…
Dummy Directors, Identical Websites, Lucrative Rewards: The Making of a Chinese Betting Shark
Hundreds of complaints and several suicides have forced police in different cities to crack down on Chinese loan apps. As investigators dug deep, they discovered that the same Chinese entities were also running multiple gambling and…
How Jeni’s Ice Cream Builds an Impactful Culture Around Its People
Companies that put people and purpose first create brand communities and build consumer loyalty. In today's crowded business environment, it's essential to stand out from the competition. While it's always important to provide quality…
Heroic cop performs CPR to bring unconscious squirrel back to life after electric shock
This is the heartwarming moment a police officer performed CPR on an unconscious squirrel that had been electrocuted by overhead wires. Lieutenant Yongyuth Thitanon was found injured albino outside Udon Thani railway station in northern…
Hummer EV is the last of the first six digits
Hummer EV: GM unveils new pickup, price over $112,000The long-awaited Hummer EV pickup will have off-road capabilities and fast charging with an estimated range of 350 miles on a single charge.USA TODAYThe last time we saw the Hummer brand…
Agriculture Program: What the CARES Act Means for Agriculture | News
On March 27, President Trump signed into law the CARES Act (Coronavirus Aid, Relief and Economic Security…
CSC Partner HDFC Bank Launches EMI Collection Service for Business Correspondents
HDFC Bank and CSC e-Governance Services on Thursday announced the launch of EMI collection services for CSC-HDFC Bank business correspondents across the country. “This will make payments easier for customers, who can now go to the nearest…
County Council gives Welcome to Yorkshire another extension to repay £500,000 loan
Welcome to Yorkshire at the Harrogate Fan Zone 2019. Pictured: Jennifer Petrie.
Tourism body Welcome to Yorkshire has been given a further six months to repay a £500,000 taxpayer-funded loan.
North Yorkshire County Council first agreed!-->…
Money keeps flowing to Rhonda Rebman Lopez despite her GOP rival’s endorsements
Republican officials began to line up behind Jim Mooney in the 120 district of the house, but the money continues to flow to its Republican rival, Rhonda Rebman Lopez.
Lopez and Mooney fight with a lawyer Alexandria Suarez in a three-way…
The fall in the number of visitors prompts the Saint-Louis tourist office to request an $8 million…
JEFFERSON CITY — The organization that runs the America's Center convention complex in downtown St. Louis is set to take out an $8 million loan to help it weather the pandemic.On Tuesday, the Missouri Development Finance…
Markets May Consolidate as All Eyes Turn to the Fed; banks, Vedanta, BPCL in brief
MUMBAI: Indian stock markets are likely to consolidate further on Wednesday, with SGX Nifty trends suggesting a flat start for national benchmarks. On Tuesday, the BSE Sensex finished at 50,363.96, down 31.12 points or…
El Dorado Hills CA SlideBelts Settles COVID Aid Fraud Claims
SlideBelts, an El Dorado Hills-based online fashion accessory retailer, has agreed to pay the US government $100,000 for lying to banks in order to receive $350,000 in coronavirus relief for financially hurting small businesses…
CAG report: Audit slams HSIIDC for reckless lending for MRTS
The Comptroller and Auditor General (CAG) has criticized the Haryana State Industrial and Infrastructure Development Corporation (HSIIDC) for reckless mobilization of resources for funding the Mass Rapid Transit System (MRTS).In its…
Coinbase Wallet lets you earn interest with deeper DeFi integration – TechCrunch
Coinbase's mobile wallet app, Coinbase Wallet, puts you in control of your crypto assets. The app already lets you access decentralized crypto apps (dapps) using a dapp browser. But Coinbase goes one step further, with deep…
EMEA loans hit hard by pandemic
LONDON, April 1 (LPC) -- Syndicated loans in Europe, the Middle East and Africa totaled $144 billion in the first three months of 2020, the lowest volume for a quarter in a decade, as many borrowers are reeling from the effects of the…
The Live’ was a huge money maker
NEW YORK, NEW YORK - FEBRUARY 21: (LR) Jimin, Jungkook, RM, J-Hope, V, Jin and SUGA of K-pop ... Boy group BTS visits the 'Today' show at Rockefeller Plaza on February 21, 2020 in New York City. (Photo by Cindy…
Businesses from Georgia lawmakers received coronavirus relief loans
At least 38 Georgia elected officials and congressional candidates have ties to businesses that received loans from the federal government's Paycheck Protection Program to protect workers from the…
Amazon commits $2 billion to housing equity
Diving brief:
Amazon launched a more than $2 billion housing equity fund to preserve and establish more than 20,000 affordable homes near its three core locations: Washington's Puget Sound area; Arlington,…
Does a low down payment weaken your offer?
Low down payment: "I get no respect!"
Mention a low down payment and a big quirk emerges: homebuyers love them, sellers aren't so sure, and lenders are traditionally cautious. These reactions are integrated into the real estate…
Private Banks Threaten Borrowers to Make EMI Payments Despite RBI Moratorium – The New Indian…
Express press service
PUDUCHERRY: Despite the moratorium granted by the Reserve Bank of India, some private banks and financial institutions are forcing borrowers to make EMI payments on their loans by intimidating…
10 jaw-dropping space photos from the 2020 Travel Photographer of the Year
When this pandemic is over, do you want to have travel experiences that will give you a new perspective? So go experience a total solar eclipse. And the Northern Lights. And a dark sky with the Milky Way passing overhead.
This week saw…
Millions of Chinese businesses risk collapse if banks don’t act
Brigita, manager of one of China's largest auto dealers, is running out of options. His company's 100 outlets have been closed for about a month due to the coronavirus, cash reserves are dwindling, and banks are reluctant to extend…
Mayor Lightfoot announces transformative business initiatives to support minority and women small…
CHICAGO - In an effort to further support Chicago's diverse businesses, Mayor Lori E. Lightfoot today announced a series of initiatives aimed at creating a level playing field for potential and current suppliers of goods…
Kathy Griffin is amazing with money
NEW YORK, NY - DECEMBER 03: Kathy Griffin poses at the opening night of new musical 'The Cher... Show 'on Broadway at the Neil Simon Theater on December 3, 2018 in New York City. (Photo by Bruce Glikas / Bruce…
Main advantages of the 9 VA loan
So, you've been told you should use your VA loan to purchase your home, but the question is, why? In this article, we'll talk about some of the benefits and benefits of using your VA loan to purchase your home.
1. No…
Money Saving Expert Martin Lewis Urges 1,000 People to Claim Student Loan Repayment
Money saving expert Martin Lewis has revealed that thousands of people may be eligible for student loan repayment. And the personal finance guru urged people to take the money while they can, even if that means it will theoretically!-->…
Cash-strapped Ohio coal giant Murray Energy near liquidation
• Ohio Governor Mike DeWine is part of a famous business, as reported in this Washington Post article on President Donald Trump's love for kibitz over the phone. The article, titled "A Phone Call With Trump May Open Doors For Executives,…
40% of Americans use cash less frequently in 2020
Since the COVID-19 epidemic, more than 40% of Americans say they frequently use cashless this year. This according to the analysis of research data from Comprar Acciones for the third quarter of 2020. As for GenX, the decrease in cash use…
Payment holiday MAY affect home loan, minister says
Treasury Minister Gives Banks Green Light to Turn Down Borrowers Who Took Loan Repayment 'Vacation' During LockdownBy Helen Cahill, Financial Mail On Sunday Posted: 21:50 GMT, September 26, 2020 | Update: 23:00…
3 Myths About Public Service Loan Forgiveness For Doctors Put away student loans
According to the Association of American Medical Colleges, the average cost to attend medical school in 2018-19 is about $ 37,000 per year for students in the state and nearly $ 61,000 for international students in the state. public…
SBI closely monitors MSME loan accounts, says MD Khara
The State Bank of India (SBI) is closely monitoring the loan accounts of micro, small and medium enterprises (MSMEs) that have opted for a repayment moratorium, according to Dinesh Kumar Khara, managing director.This close follow-up aims…
Bitcoin Price – Miami Beach Nightclub for Sale, Open to Bitcoin Buyers | Zoom Fintech
Bitcoin buyers. (Getty, Google Maps) ”width =” 705 ″ height = ”439 ″ srcset =" https://s11.therealdeal.com/trd/m/up/2021/03/treehouse-club-bitcoin-705inéa439. jpg 705w,…
Valley News – Dartmouth-Hitchcock Health takes out $125 million loan
LEBANON – Dartmouth-Hitchcock Health took out a $125 million bank loan earlier this month to boost its access to cash as the COVID-19 crisis affects hospital finances.The Lebanon-based health system, which last year had an operating budget…
Christmas cash crunch: how to make your salary last until January
Getting paid in early December, especially if you're lucky enough to get a bonus, is great until the second week of January comes around and you're crawling on all fours to reach the next paycheck.As they say, January is five months in one,…
Fintech and Federal Government Collaborate to Bring Faster Coronavirus Relief to Small Businesses
The FinTech industry has worked with the U.S. government to ensure America's 30 million small businesses receive their relief funds as quickly as possible. Online lenders like Kabbage, Funding Circle and OnDeck along with other fintech…
CARES Act, SBA, NY on PAUSE puts a strain on Westchester small businesses
Small Businesses Struggle During COVID-19 PandemicStacey Tompkins of Tompkins Excavating talks about her business on one of its sites blocked in Putnam Valley during the COVID-19 pandemic on April 14, 2020.Tania Savayan,…
Hard-hit Canadian oil companies still waiting for Trudeau loans
By Rod Nickel, Jeff LewisWINNIPEG, Manitoba / TORONTO (Reuters) - Canadian oil producers hit by economic damage from the coronavirus pandemic have not received any federal loans, seven weeks after the first loan program was announced,…
3650 REIT Announces $ 580 Million First Close of $ 950 Million Stable Cash Flow Investment Vehicle…
MIAMI - (COMMERCIAL THREAD) - 3650 REIT ("3650"), a nationwide lender that issues and manages portfolio commercial real estate loans ("CREs") for leading institutional investors, today announced the closing of 580 million dollars…
How to Apply for a Small Business Loan on the $ 350 Billion Stimulus Bill
The $ 2 trillion economic rescue package officially known as the Coronavirus Aid, Relief and Economic Security, or CARES, Act includes assistance for small businesses that have been affected by the coronavirus pandemic.
Signed…
Stand aside, Wonka; Dandelion Chocolate’s new factory in San Francisco has arrived
Original dandelion samples.
Anne Fishbein
Dandelion Chocolate started in 2010 as a side project of former tech entrepreneur and Dandelion Chocolate co-founder and CEO, Todd Masonis. What was once a…
The University of Saint Martin ranked among the best transforming colleges in the country by Money…
Submitted by the University of Saint Martin
The University of Saint Martin was ranked among the top 50 most transformative colleges or universities in the country for the second year in a row by MONEY magazine.
Saint Martin's ranked # 40…
The case of the bailout of a restaurant
Adam Ozimek is a leading labor market economist, but also co-owner of an excellent bar / restaurant / arcade / bowling alley in Lancaster, Pa. Called Decades - which like so many bars and restaurants, has been hit hard by the coronavirus…
How Chelsea can save £ 862,000 a week by flogging 10 players this summer, including Kepa, Zouma,…
CHELSEA could save £ 862,000 PER WEEK by getting rid of ten outcasts this summer.
Kepa Arrizabalaga and Kurt Zouma are two high profile stars whose departures could free up some money.
6Kepa is the highest paid player who could leave to…
Kainantu operations and COVID-19 update
VANCOUVER, British Columbia, March 18, 2021 (GLOBE NEWSWIRE) - Mines K92 Inc. ("K92"or the"Society") (TSX: KNT; OTCQX: KNTNF) provides the following update on Kainantu's operations and the growing presence of COVID-19…
Check out the latest scam alert as Christmas approaches!
Check out the latest scam alert as Christmas approaches!
by Danielle Thompson (December 2020)
THIS week is almost “Christmas time” and everywhere we are encouraged to spend, spend, spend on our family and friends.!-->…
Loan Startup Announcements Have a Blockchain Character
A new video ad campaign from Figure Technologies has “Blockchain,” the character explaining the eponymous technology, according to reports released Tuesday, February 11.
https://www.youtube.com/watch?v=zdy0jS2JWqk
The ad aims to help…
Coronavirus Help: More COVID-19 Relief Available for Select Houston-Area Small Businesses and…
HOUSTON, Texas (KTRK) - A new $ 159 million rent assistance fund will begin accepting tenant applications today. The Houston-Harris County Emergency Rental Assistance Program will allow tenants and landlords to apply for and obtain…
Oprah’s Favorite Things: Awesome Holiday Gift Ideas Under $ 50
Many businesses featured on Money advertise with us. The opinions are ours, but the compensation and extensive research determines where and how companies can appear. Learn more about how we make…
Spurs set to capitalize on Serge Aurier and fund another Gareth Bale year, amid reports
Foot Mercato have claimed that PSG can sign Serge Aurier from Spurs for around £ 10million and the club are expected to use the money to fund another year of Gareth Bale.Aurier is said to be one of the players that Spurs are open to…
Canada’s Big Six Banks Set Aside Over $ 10 Billion For Bad Debt, Up Over 300%
The big six Canadian banks are preparing for a lot more bad debt. Canadian banks posted second quarter earnings this week. A common theme throughout all of the reports was a sharp increase in provisions for credit losses (PCL). These…
Five CD 3 candidates raised $ 100,000 or more in the last quarter; James St. George has the most…
Second quarter fundraising reports are available, but the pecking order remains virtually unchanged in Florida's 3rd Congressional District Republican primary.
Ten candidates are competing for the GOP nomination to replace US Rep. Ted yoho…
HarborOne Bancorp, Inc. declares fourth quarter cash dividend
BROCKTON, Mass .-- (COMMERCIAL THREAD) - HarborOne Bancorp, Inc. (the “Company”) (NASDAQ: HONE), the holding company of HarborOne Bank, today announced that its board of directors has declared a quarterly cash dividend of $ 0.03…
LeBron James and Giannis Antetokounmpo named starters and captains for NBA All-Star Game
MILWAUKEE, WISCONSIN - DECEMBER 19: Giannis Antetokounmpo # 34 of the Milwaukee Bucks and LeBron ... James # 23 of the Los Angeles Lakers kisses after a game at the Fiserv Forum on December 19, 2019 in Milwaukee,…
4 ways to finance your home renovations
Are you making improvements to your home? Ideally, you will be able to pay cash to fund your upgrades. But repairing or renovating often costs a significant amount of money, and you may need to borrow to cover the costs.The good news is…
Airlines ask Congress for grants to combat impact
Planes sit on the tarmac at John F. Kennedy Airport (JFK) on January 31, 2020 in New York City.Spencer Platt | Getty ImagesU.S. airlines on Saturday warned they should put workers on leave unless Congress approves a $ 58 billion aid…
Maharashtra cabinet approves guarantee of 37 cooperative sugar factories with negative net worth
Bombay: Despite a cash shortage, the Maharashtra cabinet chaired by CM Uddhav Thackeray on Tuesday decided to provide collateral for the principal amount of the loan and interest to nearly 37 cooperative sugar factories whose net…
University of Colorado regents primary race is brimming with cash
Editor's Note: This article has been updated to reflect the exact amount Callie Rennison donated to her campaign.
Two Democratic primary contenders for the seat of the University of Colorado's 2nd Congressional District Regents Council have…
Richmond EDA to Offer Interest-Free Loans to Small Businesses Affected by Crisis
Applications open April 6. In addition, the city no longer has to put funds into the Redskins training camp contract.
Posted
April 2, 2020
through
Kate andrews
The Richmond Economic Development Authority…
The day – Moody’s judges the refinancing efforts of the casino-owning tribes
Moody's Investors Service weighed on the gaming tribes of Southeast Connecticut late last week, upgrading the Mohegans 'financial rating to "stable" and attaching a "limited default" designation to the Mashantucket Pequots' debt after!-->…
Student loan repayments are suspended. Here’s how to get the most out of it
Millions of student loan borrowers were given a welcome reprieve last month when President Joe Biden extended the suspension of payments and interest on federal student loans until September 30.Jill Biden calls for free community…
Here’s why we’re not too worried about New World Resources’ cash consumption…
Even when a business loses money, it is possible for shareholders to make money if they buy a good business at the right price. For example, New global resources Shareholders (ASX: NWC) have performed very well over the past year, with…
England to juggle attack injuries and expected absence of Jude Bellingham
Gareth Southgate has to juggle attack injuries and the expected absence of Jude Bellingham as the England manager prepares to name his side for this month's World Cup qualifiers.After a difficult and condensed fall spell, the Three Lions…
Why so many Iowans are rushing to refinance loans in the COVID-19 pandemic
Many Iowa residents refinance at historically low interest rates to save money on monthly payments, convert 30-year to 15-year loans, or cash out to pay for home renovations or tackle d 'Other debts.Coronavirus: Relief for Homeowners,…
Manhattan Bridge Capital Fourth Quarter Results
Actions of Manhattan Bridge Capital (NASDAQ: LOAN) fell 0.6% in pre-market trading after the company released its fourth quarter results.Quarterly resultsEarnings per share fell 16.67% year-over-year to $ 0.10, which missed the estimate of…